By using the GU Health 'Find a doctor' search tool, you can find doctors and specialists who participate in our Access Gap Cover scheme and reduce or eliminate out-of-pocket expenses.

Keep in mind doctors have the discretion to choose on a case-by-case basis whether or not they’ll participate in the scheme, so ask your doctor during your consultation. 

Most service providers offer a HICAPS claims facility so you can swipe your GU Health Member Card and claim your benefits on the spot.

Our 'Find a HICAPS provider' search tool allows you to search our extensive network to find providers in your area who have HICAPS facilities so that you can claim back on your general dental, optical, physiotherapy or chiropractic services immediately.

Use our partner private hospitals list to find a hospital that have an agreement with GU Health.

Using a private partner hospital will reduce out-of-pocket costs and could ensure you’re 100 per cent covered for accommodation and other services when you go to hospital (depending on level of cover, not including excess).